Elder Law
Elder Law

Long-Term Care Planning

Long-term care planning requires understanding the possible progression from home care to an assisted living facility to a nursing home, all of which are increasingly more expensive. Few families can afford to private pay for the long term care of their loved one. Long-term care insurance policies vary in coverage and may or may not cover all costs. Thus, many families require the assistance of public benefits such as Medicaid and Veteran’s Administration benefits. At Coenson Law, we can work with you and your family to develop a plan to help pay for long term costs.

Medicaid

Medicaid is a federally funded program administered by the state that can help pay for long term care costs. Many people believe that qualifying a loved one for Medicaid requires the spending down of the loved one’s assets or impoverishing the loved one and his or her family. At Coenson Law, we can help families legally restructure a loved one’s financial status to meet the financial qualifications to make a loved one eligible for Medicaid benefits while preserving the family’s financial well being.

Veteran’s Aid and Attendance

Aid and Attendance is a special pension benefit that is available to war veterans and their surviving spouse to help pay for medical care caused by a non-service related disability. To qualify, a war veteran must have served 90 consecutive days of active military duty, received a better than dishonorable discharge, and must have served at least one day of active duty during a war period. The Surviving Spouse must not have divorced the veteran or remarried after the veteran’s death. The applicant must be certified by a medical doctor to be one who requires assistance with daily living activities. The veteran or surviving spouse must also meet certain financial requirements. Barbara Coenson is a Veteran’s Administration Accredited Attorney who can help veterans and surviving spouses of veterans become qualified to receive the Aid and Attendance benefit. At Coenson Law, we can help you and your family with long-term care planning, Medicaid eligibility, and Veteran’s Aid and Attendance benefits. Please call us at: 407-322-8000 or email us at: assistance@coensonlaw.com to schedule an appointment.

Advance Directives

Advance Directives such as a power of attorney, healthcare surrogate designation, and living will give you the power to name a person of your choice to make legal, financial and medical decisions for you in the event that you are unable to make those decisions for yourself. At Coenson Law, we can help you with your advance directives to ensure your assets are protected and your well-being is cared for without court involvement in the event you are unable to manage your own finances and medical care in the future.

Guardianship

Guardianship is a relationship in which a person appointed by the court is given the power to make decisions for an incapacitated person who is legally unable to make these decisions. A guardian can be a family member or professional guardian. At Coenson Law, we can help you through the process to have a guardian appointed for your loved one if necessary.